Need To Know
- Got a complex case? Give us a call
Nothing clears up a case so much as stating it to another person
-Sherlock Homes
Hi there!
The fact you're here suggests you're eager to know more about how TFI can work with you to find mortgage solutions for your clients.
We'd be happy to oblige.
Here are some examples of cases we've agreed recently.
A rural retreat
The case:
A couple from London wanted to purchase a rural retreat in Gloucestershire.
The financial detail:
The property was valued at £1.1m and would be a second home. Both applicants were in employment, working as lawyers.
The property detail:
The rural property also included stables giving rise a potential mixed-use scenario.
Our solution:
At 40% LTV the couple's monthly employment income met affordability criteria. Some lenders would dismiss a mixed-use site including stables as too complex, but we reviewed the whole site, and found the stables accounted for a minority percentage. Moving beyond a tick box approach meant great business for us and a mortgage on a dream countryside home for the clients.
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