Nothing clears up a case so much as stating it to another person

-Sherlock Homes

Hi there!

The fact you're here suggests you're eager to know more about how TFI can work with you to find mortgage solutions for your clients.

We'd be happy to oblige.

Here are some examples of cases we've agreed recently.

Buy now, sell later

The case:

The clients had found the perfect flat in their ideal London location. They wanted to break the chain, buying now, selling later.

The financial detail:

The existing home was valued in excess of £800k, of which the majority was equity. The new home was valued at £1.2m. The client planned to release equity from their current home to use as a deposit on the new property, utilising two mortgages in the short term to avoid a chain. Once the former home had been sold, a new mortgage utilising all equity would be arranged. The main applicant had substantial employment income, owned two mortgage-free buy to let properties and had significant cash savings.

The solution:

The client's income, savings and assets met our affordability checks and there was a clear plan to sell their former home. We agreed two short term ERC free interest only mortgages, enabling the client to purchase and move into the new home whilst minimising mortgage payments.

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