Our mortgages
We also offer holiday let mortgages and buy to let mortgages, applications for which are open to non-teachers
(find out why here).
Our mortgages are available for properties in England and Wales.
Mortgages are in our roots
We were formed specifically to help teachers get on the ladder.
Mortgages for experienced teachers
We can help you buy a home no matter what stage of your teaching career
You might be wondering why we offer holiday-let mortgages and buy to let mortgages to non- teachers - it’s a good question. There are two reasons.
Firstly, (like all lenders) it’s our duty to keep both our business and your money safe, and to do that we follow regulator rules around how many of our mortgages are to borrowers with small deposits and how many are to people with much bigger deposits. Offering holiday let and buy to let mortgages (requiring at least a 25% deposit) balances out the small deposit mortgages we offer to teachers.
Secondly, we think having a specialism – like lending to teachers – is a really good thing. So instead of offering our lowest deposit mortgages to the masses, we decided to apply our specialist knowledge to the buy to let market.
Mortgage guides you may find helpful...
How to buy a home guide
In this guide we explain in ten simple steps how to go progress from prospective buyer to home owner.
Mortgage appointment guide
Wondering how you know if you're ready for a mortgage appointment, or what a mortgage appointment entails? We have you covered with this super simple guide.
Mortgage jargon buster
We try not to use industry jargon when we’re talking about mortgages, but some terms and phrases just can’t be replaced. In this simple guide we simply explain the lingo you’re most likely to encounter.
Please note: Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage. Terms and conditions apply. Mortgages are subject to underwriting and criteria. Please contact us for full details.