2 year fixed rate remortgage - 10% deposit, 5.79% fixed
Available for loans up to 90% of the purchase price or valuation of the property, whichever is lower.
PLEASE NOTE: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
| Deposit % | Term |
Initial interest rate |
Follow on rate |
Overall cost for comparison |
Max LTV |
Arrangement fee |
Application fee |
|---|---|---|---|---|---|---|---|
| 10% | 2 years | 5.79% |
8.64% |
8.3% APRC | 90.0% | £0.00 | £0.00 |
Key features
Rates information
A fixed rate, currently 5.79% (Ending on 14 December 2026). It then changes to our Standard Variable Rate, which is currently 8.64% for the remaining term.
The overall cost for comparison is 8.3% APRC representative.
What you pay
- Daily interest.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.What we pay
- The first valuation fee for properties worth less than £800,000
- For remortgage applications, legal fees will be paid when using our appointed solicitor. For non-standard remortgages (i.e. shared ownership, transfer of equity, unencumbered property), we will pay £250 towards the legal costs and this will be sent directly to your solicitor on completion of the mortgage.
Representative example
Please note: the representative example is for a house purchase only. For remortgage applications, certain fees do not apply. Please contact us for details.
This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate European Standardised Information Sheet before you make a decision. For full details, please call our friendly team on 0800 378 669.
Product Reference: 744
Your home may be repossessed if you do not keep up repayments on your mortgage